Posts belonging to Category Finance



The Smart Growth Manifesto by Umair Haque

Tim O’Reilly tweeted about this awesome article about the what is coming next in the ecomony (I hope sooner rather than later)…

…it is about smart versus dumb growth…it’s not about bailouts, and saving industries that hurt people…it’s about rebooting life…capitalism, and growth.

The Smart Growth Manifesto by Umair Haque.

Check it out and comment away…

How do we fix Our Economy?

I found this link (after listening to Deepak Chopra…of course).

This is a pdf file of a 14-point plan that I think rings true…what you think (Thomas, Liz, Sco, Sigs…)

http://publications.worldbusiness.org/uploads/BS/Qe/BSQeu_StUp4NPDFMx8dViQ/Common-Cents_10102008.pdf

Check it out and let me know.

Of course, it won’t matter after the FDO takes over the world…but in the mean time…

Book Preview: What Can a Dentist Teach You about Business, Life and Success?

Discover Secrets To Achieving Total Success!
By Dr. Joe Capista

whatcanadentisteteachyou

 

Note: One of the things I LOVE(!) about blogging is the grass roots feel of the whole movement. I was asked very nicely to post about this book that is coming out today. Of course, I was a little skeptical about this request because I have not been blogging very long and my traffic is basically nil/low by most standards, so I thought something might be “fishy” about the book or the request. However, I accepted the offer to review the material and post about the book if I thought I might like to read it. As it turns out, the book looks very interesting and something I will read and definitely want to blog about.

First, I just love the title of the book. We can all learn something from everyone. I am no longer really only impressed by the “outward” signs of success such as money, advanced degrees, elevated positions, etc. There is nothing wrong with enjoying those things, but I am impressed and interested in what a person has to say. So, here is a Dentist teaching me about business, life and Success? YES! Great idea.

The author tells the story about how he achieved an externally defined measure of success: He made a lot of money building his dentistry practice. At the same time, he worked too much and his life was unhappy. The other aspects of his life (family, health, spiritual awareness) suffered because the only aspect of his life that he focused on was making money.

I have learned that using the “Law of Attraction” works perfectly, meaning you get ONLY what you focus on. So if your singular, laser-focus is on “making money” that is ALL you will get.

However, if you “let go” of the idea of making money all together and focus on giving of yourself in your own way that you truly enjoy doing and that “giving of yourself” provides value to others (ENOUGH others of course) then the money will come.

You can also apply the “law of least effort” to affect positive change in your life. That means that if you don’t feel good doing what you are doing, then you should stop and take a break and do something else for a while.

jw

Dr. Joe Capista and his Wife Anne

The book just released, so I have only read a few “preview” chapters so far. My favorite Chapter is about balance and finding time for quiet, peaceful, inner reflection some time every day:

“… I have found that having a time and a place for quiet time in my home and life has enhanced me in ways that often amaze me. In the 25 plus years since beginning my reflection time, I no longer walk into a room and unconsciously turn on the radio or TV. Prior to that time, I would use the noise as a distraction.

Noise is a great avoider of reflection. I often say, ???You cannot hear when there is noise.??? Now I consciously work at minimizing the distractions and increasing the quiet time.

Make quiet time to be with yourself and to reflect. If you can’t be comfortable taking time to be with yourself, how can you expect others to want to be with you? …”

I, of course, totally agree with this excerpt. God’s voice is silence, so its difficult to hear the voice if there is too much noise. :-)

If this book sounds interesting to you then check out the Amazon page and or check out the book trailer on Youtube.

Step 4: How to Buy Index-Based Stock Funds

Before you can do any of this you need to pick a broker and fund an account. So, here???s a useful link!

Ok, now you are ready to start picking Mutual Funds and Exchange-Traded Funds (ETFs). I invest in funds that are linked to indexes (or if you prefer, ???Indices??? I can roll that way too, dog!)

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Step 3: Learn where to Invest your Money

This is step 3 in the series: “? Steps to Financial Freedom”. If you are starting here, I invite you to start from the Step 0.

Step 0: What do you think about money?

Step 0.5: Shift your Attitude Towards Money: Where do you seek Happiness?

Step 1: Live Below your Means: Have money left over after every pay check

Step 2: Pay off your Credit Cards

Finally, we talk about investing your money.

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Step 2: Pay off your Credit Cards – Written a while a go

Step 2:?? Pay off your Credit Cards

I wrote this post before I decided to make a series on the steps to financial freedom so, I am going to give myself some link love and link to an older post for Step 2.??

 

Step 1: Live Below your Means: Have money left over after every pay check

When people talk to me about investing, they usually want to start somewhere around the middle of idea with questions like:

  • Hey, what should I invest my money in to make a lot of money?
  • Yo, I heard you make a lot of money on your investments, what mutual funds do you buy?
  • So, Mr. Investing guy, now that you lost all of that money in the stock market (after a big slump) what are you going to do now?

These are all great questions, but I always end up just referring people to www.fool.com because when I try to answer them, they really don’t understand what I’m talking about. The fool has 13 steps in the fool school, so far, I have 3 steps:

Step 0: Change the way you think about money

Step 0.5: Shift your Attitude Towards Money: Where do you seek Happiness?

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California LLCs Pay $800 Annual Tax Bill

Just in case you didn’t know, if you are thinking about an LLC in California…think about Delaware or Nevada instead.?? California charges $800 in taxes every year for all LLCs registered in the state.

Oh, and yes, I know I’m stupid.?? :-)

Step 0.5: Shift your Attitude Towards Money: Where do you seek Happiness?

Where do you seek happiness?

In my post “Change the way you think about money“, I discussed the way??I think about money. To sum up, when I was younger I thought that buying things would make me happy or somehow change my life or make me a better person. I soon learned that for me, this was not the case. I would buy the things that I desired or just spend money out on the town eating and drinking and perhaps trying to impress people. I learned that the things that I brought home did not change me, my life, or make me more or less happy.

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Financial Tips everywhere!

I was picked up by two three more blog carnivals! They like me, they really, really like me!!

This first carnival is very cute. There are pictures of Sam, a five-year old boy taking a walk and giving financial tips. Thanks Sam and Sam’s mom for including my post.

Carnival of Financial Goals #2 – A Walk With Sam

The second carnival is not cute at all…but still great! Thanks for including me Tushar Mathur of Everything Finance.

2008 Carnival of Everything Finance Begins ! (# 10 Edition)

??The next carnival is below

Carnival of Financial Goals #2